Earn more and access your money earlier with our short term and redeemable GICs. Keep your savings 100% secure with insured GICs. Access your money with ease.
Today’s best Guaranteed Investment Certificate rates
The best GIC rates in Canada at your fingertips. No paperwork or cheques required.
1 Year
2 Year
3 Year
4 Year
5 Year
Get more for your savings
What does GIC simple offer?
Earn more and access your money faster with our short term and redeemable GICs.
Earn more on your cash, all the time.
Maximize your savings with our constantly updated GIC portfolios, tailored for both short-term and long-term goals. We'll remind you to reinvest at maturity, ensuring your money always earns top rates.
Your deposits are fully insured.
GICs are among Canada's safest investments, insured federally or provincially based on the institution. GIC Simple ensures your savings are optimally allocated across multiple institutions, keeping within insurance limits, without ever handling your cash directly.
Access to over 20 Financial Institution GIC issuers.
Build a high-yielding GIC portfolio with GIC Simple, accessing top rates across Canada from home. Invest easily in your preferred institutions and monitor your portfolio in real time, 24/7. We'll also alert you to upcoming maturities.
Fully digital, simple, secure application.
Invest at your convenience; only you can initiate transactions. Your GIC order is confirmed electronically, eliminating the wait for traditional paper processes. We prioritize your privacy and security, ensuring your data remains protected on our platform.
Get more for your savings, buy GICs
How does GIC Simple deliver
higher yields?
Lorem ipsum, dolor sit amet consectetur adipisicing elit. Maiores impedit perferendis suscipit eaque, iste dolor cupiditate blanditiis ratione.
Smaller banks, trust companies and credit unions have lower operating costs and they pass on the savings to depositors in the form of higher rates. GIC Simple intelligently optimizes the interest rate paid on your cash each day by searching for the best prevailing rates and gives you the convenience of transacting on a single convenient portal. GIC Simple members typically earn 1.2% to 2.0% more than they currently do at the traditional major Canadian “bricks and mortar” banks.