Today’s Best Guaranteed Investment Certificate Rates

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2 yrs

3 yrs

4 yrs

5 yrs

Special Promotion – 6 Months Non-redeemable 0.90%

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What does GIC simple offer

Earn more on your cash all the time.Learn More
Your deposits are
fully insured.Learn More
Access to over 20 financial
institution GIC issuers.Learn More
Fully digital, simple, secure
application.Learn More

How does GIC Simple deliver
higher yields?

Smaller banks, trust companies and credit unions have lower operating costs and they pass on the savings to depositors in the form of higher rates. GIC Simple intelligently optimizes the interest rate paid on your cash each day by searching for the best prevailing rates and gives you the convenience of transacting on a single convenient portal. GIC Simple members typically earn 1.2% to 2.0% more than they currently do at the traditional major Canadian “bricks and mortar” banks.

Join GIC Simple now

See how your investments grow with GIC Simple

Joining GIC Simple is Easy


Setup New Account

Provide client information and identification in accordance with regulatory requirements.


Construct GIC Portfolio

Construct GIC portfolio with GIC Simple preferred Canadian Financial Institution issuers with CDIC and provincial deposit insurance programs


Fund Purchases

Fund your purchase of GICs from your existing Canadian financial institution via electronic funds transfer (EFT).


View Portfolio

View your GIC investment portfolio online in real time, 24/7 on your secure GIC Simple member portal.

What they say about us.. really got it...this is disruptive…you have done what we have wanted to do for 17 years...-COO of Canadian bank's a dream...can't wait to use it...-Director of Canadian trust company really have a winner...disruptive...-former Group Head of major Canadian bank

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