Today’s Best Guaranteed Investment Certificate Rates
1 yr
2 yrs
3 yrs
4 yrs
5 yrs
Special Promotion – 6 Months Non-redeemable 0.90%
What does GIC simple offer

How does GIC Simple deliver
higher yields?
Smaller banks, trust companies and credit unions have lower operating costs and they pass on the savings to depositors in the form of higher rates. GIC Simple intelligently optimizes the interest rate paid on your cash each day by searching for the best prevailing rates and gives you the convenience of transacting on a single convenient portal. GIC Simple members typically earn 1.2% to 2.0% more than they currently do at the traditional major Canadian “bricks and mortar” banks.
See how your investments grow with GIC Simple
Joining GIC Simple is Easy
1
Setup New Account
Provide client information and identification in accordance with regulatory requirements.
2
Construct GIC Portfolio
Construct GIC portfolio with GIC Simple preferred Canadian Financial Institution issuers with CDIC and provincial deposit insurance programs
3
Fund Purchases
Fund your purchase of GICs from your existing Canadian financial institution via electronic funds transfer (EFT).
4
View Portfolio
View your GIC investment portfolio online in real time, 24/7 on your secure GIC Simple member portal.